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Transforming a Mortgage Deadbeat is Harder than You Think
I have “mortgage modification” fatigue. More specifically, I am tired of reading about government attempts to magically transform a mortgage non-payer into a responsible credit user. The basis for my...
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The Sad Decline in Personal Net Worth
The Federal Reserve does at least one thing well: Finding economic bad news and sharing it with us. This week’s bad news is about personal net worth. As you probably guessed, it’s down – way down....
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Police Repel Moronic Sneaker Buyers
It is hard to decide which is more stupid – paying north of $200 for sneakers or rioting to be the first in line to do so. Is there much hope for an economy that continues to be based on wanton...
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Obama Gets an “F” in Tuition Economics
The vote buying season is in full bloom, manifested by President Obama’s speech decrying the rising cost of a college education. The President is a smart man. Why does he embarrass himself this way?...
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Credit Cards are Bad for Your Financial Health: It’s Science
I am one of the few credit card haters among personal finance bloggers. Most of my blogging colleagues advocate their use to gain cash back “rewards.” Many bloggers go beyond mere use advocacy – they...
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Black Friday Sanity v. Consumer Craziness
An entire mini-industry has been constructed around Black Friday, our newest national holiday. Much more is written about Black Friday deals, leaks, strategies, and other craziness than is written...
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Obama Buying Votes instead of Prosecuting Fraud
A sinking President Obama is trying to buy votes from those who are already underwater. It is a waste of valuable government time and resources that could be better used. The federal government has...
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